PAY AFTER PLACEMENT – TERMS (CLP PROGRAM)

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1. Program Overview

• • Program Name: Career Launchpad Program (CLP)

• • Duration: 60 business days (includes structured training + placement phase)

• • Job Guarantee: 100% placement guarantee for eligible candidates

• • Salary Range: ₹2.5 – ₹3.5 LPA (CTC)

• • Format: Online/Hybrid – full-time employment roles through GOCINQ partner companies and other externa recruiters

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2. Fee Structure & Timeline

Component	Amount (Incl. 18% GST)	When Payable
Enrolment Fee	₹0	No Upfront Fees
Selection Fee	₹60,000	Post selection confirmation email
EMI (Post Offer)	₹10,000 x 6months = ₹60,000	After joining and first salary via E-NACH

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3. KYC & Surety Requirements

• • Candidate KYC: Aadhaar, PAN, education certificates, address proof, cheque for 50% of the fee without mentioning the date

• • Surety Holder/Guarantor:
    • • They can be from family or outside (preferably family member for faster approvals)
    • • They must be a salaried employee earning at least ₹25,000/month
        • • Must submit:
            • • 3 months payslips
            • • 6 months bank statement
                
                
              • Cheque for 50% of the fee without mentioning the date
            • • Full KYC documents

    • • Both candidate and surety holder or guarantor are jointly liable for repayment enforcement

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4. Payment Recovery, Consent, and Penalty Terms

• • Default Clause:
    • • In case of missed EMI or bounced payments, GOCINQ will:
        • • Retry E-NACH upto 3 times within 15 days 
        • • Contact the candidate and the guarantor
        • • Initiate legal recovery

    • • By signing this agreement: Candidate and guarantor explicitly agree and give written consent that in the event of default, GOCINQ may initiate recovery of the total amount payable, as liquidated damages and penalty.

• • Consent Clause:
    • • Candidate and Guarantor:
        • • Authorize GOCINQ to recover dues through legal remedies, credit recovery agencies, or court orders
        • • Confirm that the terms and implications were explained clearly in a language they understand
        • • Sign voluntarily and without coercion

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5. Background Verification & Simulated Experience Support

GOCINQ may provide candidates with simulated project-based work experience based on training completion and internal assessments. These experience documents are supported by GOCINQ’s background verification and company interface team, enabling smooth employment transitions.

• • This experience is based on real-time projects or simulations

• • GOCINQ may assist with background verification and HR validations to ensure successful onboarding

• • Agree not to misuse, modify, or misrepresent these documents independently or for unauthorized purposes

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6. Disqualifying Behaviors (Forfeiture & Full Fee Liability)

Recovery of dues or Legal action in case of default in payments will be initiated if they:

• • Reject the first job offer via GOCINQ

• • Apply for or attend external interviews and get placed during the program

• • Fail to pay ₹60,000 after selection confirmation

• • Submit false education, identity, or financial documents

• • Voluntarily drop out of the program after training period will result in recovering 50% of the program fee

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7. Refund Policy

• • The Selection Fee and the Service Fee are strictly non-refundable under all circumstances, including but not limited to voluntary withdrawal from the Program, disqualification due to misconduct, or rejection of job offers after selection confirmation.
  • Refunds are applicable as per the agreement enforced at the time of enrolment. Refunds typically take 60 business days and the request must be made as per the policy after the 60-day placement period ends. 

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8. Legal Enforcement & Jurisdiction

• • Jurisdiction: Hyderabad, Telangana

• • Dispute Resolution: Arbitration preferred before civil proceedings

• • Laws Applicable: Indian Contract Act, Consumer Protection Act, IT Act, Negotiable Instruments Ac